Monday - Friday ( 08:00AM - 05:00PM)

Wed 29-May-2019 11:05 AM / Other Bank in Cambodia / 9256

With more than 23 years of record as a professional financial service player, KREDIT has passed many remarkable milestones summarizing as below:
 1993 - Named CREDIT and functioned as a project of World Relief Cambodia.
 2004- Secured the license from the National Bank of Cambodia (the NBC) as a formal microfinance institution (MFI).
 2010- Received Micro-Deposit-Taking Institution (MDI) license from the NBC so that KREDIT can collect saving from the public. Social performance paper developed and approved in principle by the BoD
 2011-

i.Revised vision, mission, and core values as well as name and logo
ii.Summited the request to the NBC for approval on the restructuring of shareholders: PhillipCapital to get in while World Relief Canada and World Hope to move out

 2012- PhillipCapital officially become a major shareholder of KREDIT
 2014- Successfully merged with CBIRD, another MFI which was also owned by PhillipCapital group
 2015- New Core Banking System “Oracle Flexcube” goes live
 2016-

i.One of the top Cambodian MFIs with a total asset of $175,36 million, 1,679 staff, and is operating in 20 out of 25 provinces.  KREDIT is managing 83,555 borrowing accounts with loan outstanding $142,32million, 60,186 saving accounts with total saving value of $68,79 million using 83 offices.
ii.Launched ATM Service
iii.Launched Service Package: Payroll, Personnel Loan, Working Capital Loan
iv.Launched FAST Payment Service
v.Certified Client Protection Principles

VISION, MISSION & CORE VALUES


 VISION
To contribute to the social and economic development of communities by enabling the economically active poor to improve their lives.

 MISSION
To be a reliable and well known financial institution that provides diverse and innovative financial solutions to communities, serving and protecting our clients while maintaining organizational sustainability with a commitment to the poor.

 CORE VALUES
             COMMITMENT : Working hard to achieve service excellence
             INTEGRITY : Doing what is right
             TEAM WORK : Working together to achieve one goal
             RESPONSIBILITY : Being accountable for our actions
             DIGNITY : Showing mutual respect for all
             TRANSPARENCY : Working clearly and ethically
             COMMUNICATION : Relating in an open and friendly way to all
             CHRISTIAN FAITH : Acting in accordance with Christ's love


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PAYROLL

PAYROLL

KREDIT creates Payroll Service to help save your time in preparing and managing your payroll for staff so that you can focus on your business operations. KREDIT’s payroll service generate many different benefits for your company, your organization and staff: 
 

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FAST PAYMENT

FAST PAYMENT

The National Bank of Cambodia in cooperation with 13 commercial banks and microfinance deposit-taking institutions (MDIs) have officially launched “Fast Payment”, which is a new service that enables customers to receive funds immediately in response to their liquidity need.

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ATM AND CDM

ATM AND CDM

 K CARD SERVICE
You want to do your account transactions at any time?
If  Yes, please come to get K CARD from KREDIT  to enjoy those transactions.
To get K card, you only have a simple savings account with KREDIT. There are 2 types of K card: Normal and VIP.

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SAVING ACCOUNT (EASY ACCOUNT)

SAVING ACCOUNT (EASY ACCOUNT)

With saving account or easy account, customers can start saving with a small amount of only KHR 20,000 or USD5 or THB200 to reach their future plan. It is a kind of account that provides the convenience for both deposit and withdrawal at any working hour for office services or anytime with KREDIT’s ATM and CDM machines. 

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BUSINESS LOAN

BUSINESS LOAN

This loan is specially designed to help clients to create new business or expand their existing business. This includes trade & commerce, production, and services.

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LOCAL MONEY TRANSFER

LOCAL MONEY TRANSFER

With this service, KREDIT can allow clients to be able to repay loans to KREDIT at any of our offices in our operational areas. KREDIT opens this service for the public; meaning the public can make money transfers to their relatives or business partners within our operating areas. With this service, KREDIT allows relatives or business partners of clients to quickly send and receive money with affordable fees and high security.

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Krong Siem Reap

(855) 89 98 98 18 /

Krong Siem Reap

www.kredit.com.kh


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