With more than 23 years of record as a professional financial service player, KREDIT has passed many remarkable milestones summarizing as below:
1993 - Named CREDIT and functioned as a project of World Relief Cambodia.
2004- Secured the license from the National Bank of Cambodia (the NBC) as a formal microfinance institution (MFI).
2010- Received Micro-Deposit-Taking Institution (MDI) license from the NBC so that KREDIT can collect saving from the public. Social performance paper developed and approved in principle by the BoD
i.Revised vision, mission, and core values as well as name and logo
ii.Summited the request to the NBC for approval on the restructuring of shareholders: PhillipCapital to get in while World Relief Canada and World Hope to move out
2012- PhillipCapital officially become a major shareholder of KREDIT
2014- Successfully merged with CBIRD, another MFI which was also owned by PhillipCapital group
2015- New Core Banking System “Oracle Flexcube” goes live
i.One of the top Cambodian MFIs with a total asset of $175,36 million, 1,679 staff, and is operating in 20 out of 25 provinces. KREDIT is managing 83,555 borrowing accounts with loan outstanding $142,32million, 60,186 saving accounts with total saving value of $68,79 million using 83 offices.
ii.Launched ATM Service
iii.Launched Service Package: Payroll, Personnel Loan, Working Capital Loan
iv.Launched FAST Payment Service
v.Certified Client Protection Principles
To contribute to the social and economic development of communities by enabling the economically active poor to improve their lives.
To be a reliable and well known financial institution that provides diverse and innovative financial solutions to communities, serving and protecting our clients while maintaining organizational sustainability with a commitment to the poor.
COMMITMENT : Working hard to achieve service excellence
INTEGRITY : Doing what is right
TEAM WORK : Working together to achieve one goal
RESPONSIBILITY : Being accountable for our actions
DIGNITY : Showing mutual respect for all
TRANSPARENCY : Working clearly and ethically
COMMUNICATION : Relating in an open and friendly way to all
CHRISTIAN FAITH : Acting in accordance with Christ's love
KREDIT creates Payroll Service to help save your time in preparing and managing your payroll for staff so that you can focus on your business operations. KREDIT’s payroll service generate many different benefits for your company, your organization and staff:
The National Bank of Cambodia in cooperation with 13 commercial banks and microfinance deposit-taking institutions (MDIs) have officially launched “Fast Payment”, which is a new service that enables customers to receive funds immediately in response to their liquidity need.
K CARD SERVICE
You want to do your account transactions at any time?
If Yes, please come to get K CARD from KREDIT to enjoy those transactions.
To get K card, you only have a simple savings account with KREDIT. There are 2 types of K card: Normal and VIP.
With saving account or easy account, customers can start saving with a small amount of only KHR 20,000 or USD5 or THB200 to reach their future plan. It is a kind of account that provides the convenience for both deposit and withdrawal at any working hour for office services or anytime with KREDIT’s ATM and CDM machines.
This loan is specially designed to help clients to create new business or expand their existing business. This includes trade & commerce, production, and services.
With this service, KREDIT can allow clients to be able to repay loans to KREDIT at any of our offices in our operational areas. KREDIT opens this service for the public; meaning the public can make money transfers to their relatives or business partners within our operating areas. With this service, KREDIT allows relatives or business partners of clients to quickly send and receive money with affordable fees and high security.
Krong Siem Reap